Human Resources Department
Note: The following statement of benefits for Muhlenberg College employees represents a summary only. The statements below are in effect as of January 1, 2014, and are subject to change. Benefits are limited for part-time employees and differ substantially from the benefits listed in this summary. Visit the Human Resources Office for complete details.
Important steps to take if you have a life changing event (marriage, name change, birth of child(ren), address change, divorce) Click here
Benefit Summary for Full-Time Employees
As of: January 1, 2014
I. Group Health Benefits:
Muhlenberg is pleased to offer an excellent health insurance plan to all full-time employees, with the College paying 80% of the premiums for health insurance. Enrollment is voluntary and you may choose to waive all coverage if you prefer.
Highmark Blue Shield PPO - Preferred Provider Organization (in-network and out-of-network coverage)You may choose to cover just yourself, or you may cover eligible family members or a qualified same-sex domestic partner. In any case, the College pays approximately 80% of the premium each month. The remaining 20% of the premium is deducted from your paycheck, and may be deducted on a pre-tax basis so that the portion of your income used to fund your health and dental benefits will not be subject to federal income tax or social security tax. See the Human Resources Office for tax implications on domestic partner coverage. Note: If your spouse or partner has access to employer sponsored medical insurance for which his/her employer pays at least 70% of the individual premium cost you will be charged an additional $50 per month surcharge to cover them on Muhlenberg's plan.
PPO Benefit Summary
My Care Navigator (24/7 dedicated care advocate)
An Open Enrollment period is offered from mid-November through mid-December, allowin you to change your plan selection effective January 1. You may also make appropriate changes to your health plan when a change in family status occurs or a qualifying event takes place (i.e. marriage, birth of a child, divorce, change in spouse's employment status).
III. Dental Plan:
United Concordia is a Dental Preferred Provider Organization Plan is available through payroll deduction for employees. The College does not make a contribution. Rates change each January, and an open enrollment period is held from mid-November through mid-December each year.
United Concordia Dental Benefit Summary
Dental Flyers (Good Oral Health, Save Money, Predeterminations, Maximize Your Benefits, Soft Drinks: Hard on Your Teeth?)
IV. Flexible Spending Accounts
Authorized by the Internal Revenue Service (IRS), a Flexible Spending Account (FSA) is a tax-advantaged way to pay for certain medical and/or dependent care expenses. By using pre-tax dollars to pay for these expenses, your taxable income is lowered resulting in a higher take home pay. Visit TASC at https://www.tasconline.com to see how a FSA account can benefit you. Click here to view theParticipant Reference Guide.
- How do I sign into my account?
- What do I do if I get a message about pop-up blockers?
- Enrollment Form
- Flex Direct Deposit - Visit MyCash Manager (within MyTASC) to establish direct deposit
- Claim Form - You must use the Request for Reimbursement Form (with your 12-digit TASC ID). Additional forms can be downloaded from the Participant Manager page using the Download Reimbursement Request form link.
V. Retirement Annuities:
The College purchases retirement annuities with Teacher's Insurance and Annuity Association/College Retirement Equities Fund (TIAA/CREF) for employees working a minimum of 1,000 hours per year. A waiting period of two consecutive years (at 1,000 hours each, minimum) is required; however, this waiting period is waived if your previous employer contributed to a fully vested retirement annuity on your behalf immediately preceding your employment at Muhlenberg. The College contribution is equal to 10% of base salary up to the current Social Security base, 15% of any salary beyond the Social Security wage base. No employee contribution is required.
VI. Tax Deferred Annuities (403b):
You may enter into a voluntary salary reduction agreement for the purchase of tax-deferred annuities (403b) with TIAA/CREF.
Salary Reduction Agreement form
Total Disability occurs when injury or illness, not compensable under Worker's Compensation, prevents you from continuing work. The Short Term Disability plan provides 60% of monthly salary to a maximum of $3,000 per month, while the Sick Leave Accumulation plan pays 100% of pay for accrued sick days. Each program has a maximum duration of six months.
VIII. Long Term Disability Insurance: (After 1 year of employment, minimum 1248 hours/year)
Benefits from this plan, which require the approval of the insurance carrier, begin after six months of total disability. The plan provides an initial benefit of 2/3 of your base pay to a maximum benefit of $5,000 per month, reduced by Social Security payments and/or Worker's Compensation if applicable. Following the first year of payments, this benefit increases by 3% per year for 10 years to provide inflation protection. Premiums are paid by the College. In some circumstances, the long-term disability plan also provides continuing payment of pension contributions and group life insurance premiums if you were a participant in those plans at the onset of the disability. Immediate participation may be arranged for those new employees who present evidence of long-term disability coverage by the immediately previous employer.
During active employment, eligible employees are covered for term life insurance to a maximum amount of $75,000 using this schedule:
To age 40, 2.5 times salary; Age 40 - 49, 2 times salary; Age 50 - 59, 1.34 times salary;
Age 60-69, .9 times salary; Age 70 and over, .67 times salary.
Premiums are paid entirely by the College. Immediate participation may be arranged for those new employees who present evidence of similar coverage by the immediately previous employer. The cost of the life insurance provided above $50,000 is considered a taxable benefit by the Internal Revenue Service.
X. Tuition Scholarship Assistance: (After 2 years of employment, minimum 1248 hours/year) Click here for full details.
Remission program : Full tuition scholarships are available at Muhlenberg for you and your spouse for a maximum of 2 courses per term, space available (http://www.muhlenberg.edu/pdf/main/aboutus/hr/tuition_remission.pdf). As an alternative to Muhlenberg tuition remission, through the LVAIC Tuition Exchange program, you and your spouse are eligible for up to 2 undergraduate courses per term, tuition free, on a space available basis at any of the LVAIC member institutions ( Lehigh University, Lafayette College, Cedar Crest College, DeSales University and Moravian College). For eligible dependent children, full tuition scholarships at Muhlenberg (maximum four years of study) are available.
Tuition Exchange Programs : Eligible dependent children may be certified for participation in a nation-wide tuition exchange program, Tuition Exchange Incorporated. Certification by Muhlenberg allows dependent children to compete for generous scholarship awards at more than 500 institutions. For detailed information and eligibility requirements, please visit the Human Resources Office.
Full-time administrative managers earn 2 days of paid vacation during each month of employment, except for the last month of the work year for a maximum of 22 days. Full-time administrative managers on 9, 10 or 11-month assignments are eligible for vacation on this same basis for a maximum of 16, 18 and 20 days respectively. Staff Associates and Service Personnel earn vacation credits (based on their average work day) at the rate of 10 days per year until their fifth service anniversary, 15 days from their fifth to their tenth service anniversary, and 20 days per year after completing 10 years of service.
The College observes as holidays Labor Day, Thanksgiving Day and the day after Thanksgiving, Christmas Day, New Year's Day and 3 days during the Christmas break period, Good Friday, Memorial Day and Independence Day. Should a holiday fall on a weekend, the College will designate a weekday observance. Some offices remain open on designated holidays. Employees should check with their supervisors regarding holiday office coverage. An employee who is required to work on any of the designated holidays to keep an office open is given one floating holiday in exchange for each holiday worked. One floating holiday is also available for use on either Martin Luther King, Jr. Day or Easter Monday.
First Commonwealth Federal Credit Union
Lehigh Valley Educators Credit Union
Life Sports Center privileges
Miller Keystone Blood Bank membership
For more information, contact the Human Resources Office, (484) 664-3165.